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Money Tree Plant

money, tree, plant, pachir, aquatica, houseplant

Pachira Aquatica

A few years ago, my wife purchased a Money Tree. Ever since, she has been waiting for this attractive plant to produce a profusion of fifty and one hundred dollars bills. To date, it has yet to sprout so much as a penny. Fortunately for the tree, is an attractive and low maintenance houseplant.  

There's another benefit to having this plant in your home. It is believed to bring good luck and good fortune to anyone who grows it in their home or office.

Native to Central and South America, the Money Tree can grow up to 60 feet outdoors. It has palmate, five -leaved stems. The leaves are a glossy green. The Money Tree produces showy flowers with long petals. The flower gives way to a nut that is brownish in color. The nut is edible,  raw or roasted, with a chestnut-like flavor. On larger trees, the nut gan grow up to 12 inches long! Seeds are inside of the nut.

This tropical, wetland tree can be found naturally near swamps in frost free regions. It is a member of the mallow family. Most Money Trees are grown as indoor houspelants, and do not reach over 10 feet tall. They look great in bonsai gardens. Used as a Bonsai plant, they are kept much smaller, and the trunk is often braided.

Note: Do not confuse the Money Tree with the Money Plant (Lunaria). The Money Plant is a flower on a much thinner stem.

Money Tree Propagation:

New plants can be started from seed, or from cuttings. For cuttings, snip off the growing tip of the plant, leaving two leafs nodes on the cutting. Root the cutting in moist potting soil.  Do not root it in water. It will take several weeks for the new roots to develop.

How to Grow Money Trees:

Money trees are easy to grow as houseplants. They like a light, well draining soil. Use a combination of peat moss, and perlite or loose sand to help with drainage. Plant them in smaller containers, which have a hole in the bottom for drainage.

Water the plants thoroughly, then allow the top inch or two of the soil to dry in between watering.

Fertilize every two weeks during spring and summer, with a 12 solution of liquid fertilizer. During winter months, give it less fertilizer.

The plants like high humidity, over 50%.

Insects and Plant Disease

Money tree plants have few insect and disease problems. Root rot can be a problem in wet soils. Allow the top inch or two of the soil to completely dry out between watering. The trunk can also rot. Avoid getting water on the trunks.


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